Semi Commercial Mortgage

When rental prices are high, you may consider purchasing your commercial property. We can help you get a favourable owner-occupied commercial mortgage.

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Semi-Commercial Mortgages Made Easy

Are you looking to purchase or re-mortgage a semi-commercial property? Do you need financing solutions tailored to your unique needs? Welcome to FC Funding’s comprehensive guide on semi-commercial mortgages, designed to help you navigate the complexities of financing these lucrative ventures.

Understanding Semi-Commercial Mortgages:

Semi-commercial properties offer a blend of residential and commercial elements, such as mixed-use buildings, multi-family residences with attached retail space, or office buildings with residential units. Financing such properties requires specialised mortgage products known as semi-commercial mortgages.

Why Choose Semi-Commercial Mortgages?

Versatility: Semi-commercial mortgages provide financing for a wide range of properties, offering flexibility to investors with diverse portfolios and business owners looking to move their business into the property.
Income Potential: Investing in semi-commercial properties can generate multiple streams of income, making them an attractive option for investors seeking stable returns.
Diversification: By investing in semi-commercial properties, investors can diversify their portfolios and spread risk across different asset classes.

Key Features of Semi-Commercial Mortgages:

Loan to Value (LTV) Ratio: Semi-commercial mortgages typically offer an LTV of 75%, depending on factors such as property type, location, and borrower’s financial profile.
Interest Rates: Interest rates for semi-commercial mortgages may vary based on market conditions, lender policies, and borrower risk factors. Fixed-rate and variable-rate options are available to suit different preferences. Interest only mortgages are also available.
Term Length: Semi-commercial mortgages commonly have terms ranging from 5 to 25 years, allowing borrowers to choose a repayment schedule that aligns with their investment strategy.

Benefits of Partnering with Us for Semi-Commercial Mortgages:

Expertise: Our team of experienced mortgage professionals specialises in securing financing for semi-commercial properties, offering personalised guidance and tailored solutions to meet your specific requirements.
Access to Lenders: We have established relationships with a diverse network of lenders specialising in semi-commercial mortgages, giving you access to competitive rates and favourable terms.
Streamlined Process: We understand the time-sensitive nature of property transactions and strive to provide a seamless and efficient mortgage application process, from initial consultation to loan closing.
Customised Solutions: Whether you’re acquiring a mixed-use property, refinancing an existing mortgage, or seeking to unlock equity from your semi-commercial portfolio, we can craft customised financing solutions to help you achieve your goals.

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The service was professional and supportive from start to finish. Chris kept me up-dated with progress, was always ready to provide advice and secured a good deal with a leading bank. I will certainly work with Chris again.

Chris and Clive could not have been more positive or helpful and I would have no hesitation recommending FC Funding. Kept me informed throughout and for me the service was better than 5 star.

I would like to thank FC Funding for their fast response in organising the right financial support and would not hesitate to recommend them.

Get in Touch

If you're ready to explore financing options for your semi-commercial property, we're here to help. Contact us today to schedule a consultation with one of our mortgage experts and embark on your journey towards financial success.

Unlock the potential of semi-commercial properties with our comprehensive mortgage solutions.

Contact us today to get started on 01202 937880.

Semi Commercial Mortgage

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