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Commercial Mortgages

We are a leading commercial mortgage broker, helping businesses across the country to find a mortgage solution that suits their budget and repayment requirements. We'll work with your team to find a mortgage that is appropriate for your business and premises, guiding and advising you every step of the way.

What is a Commercial Mortgage?

A commercial mortgage is used for the purpose of purchasing or remortgaging commercial premises. You can also use a commercial mortgage to purchase investment properties. Commercial mortgages are provided by standard high street lenders, challenger banks and other financial institutions.

Find out how our commercial mortgage brokers can help source the ideal solution for your business - Call 01202 937880 today.

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Commercial Investment Mortgages

Commercial investment mortgages are given by lenders to business owners looking to invest in or remortgage a commercial or semi-commercial property that is occupied by tenants. The fees and rates are slightly higher than standard commercial mortgages that are given in owner-occupied cases. 

Semi Commercial Mortgages

Semi commercial mortgages are given when a property has both a commercial and residential element - such as a shop with a flat above it. Semi-commercial mortgages are usually given out by a commercial mortgage lender - so if the property is occupied by tenants, you would need to look into a commercial investment mortgage. 


Compare commercial investment mortgages

FC Funding is a leading provider of commercial investment mortgages. We use our established connections with high street and online commercial lenders to find our customers the best rates. You'll be able to compare commercial investment mortgage rates, fees and T&Cs - and benefit from mortgage advice from our expert team. 

If you're looking to compare commercial investment mortgages, give the FC Funding team a call on 01202 937880 to discuss your circumstances. 


Lending Criteria

Banks will consider the following when choosing to make funds available for a commercial mortgage:

  • Loan to Value
  • Credit Scoring
  • Serviceability
  • Sector Experience
  • Property Type
  • Sector Type
  • Interest Rates

Certain lenders will accept outside income if the serviceability of the commercial mortgage is tight.

Commercial Mortgage Brokers You Can Rely On

Whether you're looking for somewhere to run your business or a holiday let, our commercial mortgage brokers not only source a mortgage with rates that suit you best but will also work with your team to ensure that the entire process runs smoothly and schedule.

Commercial business mortgages can have a positive effect on asset appreciation and over the term of your loan, it is likely that the value of the building will increase.

As an experienced commercial mortgage broker, we can help you achieve your goals with up to 100% LTV achievable with additional security and the most competitive rates guaranteed. Adverse accounts and credit history problems can also be accounted for.

Due to the fact that this is an ever-changing marketplace, it is always worth calling First Commercial Funding to discuss the possibilities of a loan being accepted and to ascertain the appetite of the lenders.

Some of our Lending Partners