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Limited Company Buy to Let Mortgages

 

FC Funding is among the top commercial mortgage brokers in the UK, offering a comprehensive range of services including finding you the best deals on limited company buy to let mortgages. Our experienced brokers work hard scouring the market to find you a mortgage with the very best terms and cost. This includes approaching our extensive network of contacts, who are some of the biggest lenders in the industry, and submitting your personal requirements on an individual basis to give you a bespoke buy to let mortgage designed specifically for you. 

To learn more about our buy to let mortgages for limited companies, contact our team today on 01202 937880 and we’ll be happy to help. Alternatively, check out our dedicated FAQs page.

limited company buy to let mortgages
limited company buy to let mortgages

The Benefits of limited company buy to let mortgages 

Buy to let commercial mortgages differ from traditional ones in a number of ways that make them an attractive alternative, including: 

  • Owning a property through a limited company may offer some tax benefits as they provide certian unqiue tax reliefs. For example, higher rate taxpayers will find it to be a more tax-efficient way to own property because when you own property personally, the income from rent is added to your overall income which could push you into a higher tax threshold. When you own property through a limited company however, rental profit is charged Corporation Tax, and not added to your personal income. 
  • With a limited company buy to let property, you are able to claim certain tax reliefs, such as finance costs and mortgage interest, that aren’t possible with personally owned premises. This is because the expenses of limited company buy to lets are considered to be the businesses expenses. 
  • Another benefit of limited company buy to lets is that no income tax is payable when reinvesting profits to secure more properties. As the profits are retained in the company and aren’t subject to income tax, this means you’ll be able to build the capital needed to expand your portfolio much quicker. 

Whether you want to secure your first buy to let through a limited company or remortgage an existing one, the experienced mortgage brokers at FC Funding will find you the very best deal tailored to your specific requirements. Call us today on 01202 937880 to learn more. 

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Call our experts today on 01202 937880

Buy to let property

Whether you are looking to add a BTL property to your portfolio or remortgage your current BTL mortgage on to a new deal there are various options available for your limited company BTL portfolio mortgage. Many different lenders offer you both interest only or capital and interest repayment BTL mortgages. Should you require any assistance or guidance, please don't hesitate to call First Commercial Funding Limited on 01202 937880.

We offer limited company buy to let morgages across the UK, covering areas including: Aberdeen, Dundee, Edinburgh, Glasgow, Newcastle, Sunderland, Middlesbrough, Darlington, Manchester, Liverpool, Lancaster, Chester, Leeds, Sheffield, Bradford, York, Nottingham, Leicester, Chesterfield, Lincoln.

Some of our Lending Partners