Commercial mortgage & funding specialists
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Commercial Lenders You Can Rely On

We've made it happen for hundreds of business owners around the country, helping to source commercial mortgages and lending solutions that have allowed their business to grow and succeed. Don't just take our word for it, take a look at the positive feedback we've received from happy customers just like you. Find out more about how we can help with your commercial funding, call  01202 937880.


"Excellent Service , put me in touch with the right lender and made the process feel effortless. They helped make our dream purchase a reality. Highly recommended for Chris Thomas"

Stu Rmdkwikform

"I was very impressed with the service and the professionalism of this company. They were able to find me the right mortgage with the right rate I wanted. Both Clive & Chris were fantastic and so easy to speak to. I would recommend this company in a heartbeat."

Christian Shepherd

"I was very impressed with Chris's service. Chris is very easy to talk to and he has selected the best deal to suit my need. I would recommend FC Funding to anyone who needs a commercial mortgage."

Haoyuan Jiang

"The service we received from Chris Thomas was highly professional. He advised us on our new business with a reputable bank. Much thanks."

Richard & Steph

"We needed a commercial mortgage to expand our self catering holiday business and extend into Bed & Breakfast. Having struggled to secure a mortgage, we then came across FC Funding. Reading their reviews we contacted them and dealt with Chris and Clive. They were professional and informative. Within just over a month we had a commercial mortgage offer on the table. Our situation was very complicated as boundaries and deeds needed to be sorted but after 6 months we now have our mortgage. We could not have done this without FC Funding. Thank you Chris & Clive for all your help. We would not hesitate to recommend you."

Pete & Anita

"We contacted FC Funding after having a disappointing result with our existing lender. We needed to extend our current mortgage for a further 5 years and our end of term current mortgage was due to expire. A worrying time to say the least. We'd spoken to several brokers who all seemed to think our case was too difficult. FC Funding made the process simple and immediately gave us confidence that we were dealing with an experienced and professional organisation. We successfully completed our refinance application for £450,000.00 and would like to give a big thankyou to Chris and Clive. We would have no hesitation in recommending FC Funding. Many thanks once again."

John & Mary Mercer

"I would recommend Chris and Clive for commercial lending requirements due to the knowledgeable and professional approach they both have. Whilst the nature of our development was complex they guided and managed the journey excellently. They handled the difficult aspects well and did everything in their power to drive the deal through to completion. I would use them again without hesitation"

David Jones

"I would like to thank FC Funding for their fast response in organising the right financial support and would not hesitate to recommend them."

Brian Justice

"Great team who found a couple of solutions for us in loan options on a property which isn't run of the mill/standard. In sourcing a solution we mostly worked with Chris Thomas who was determined to find a competitive solution tailored to our needs. He delivered where 3-4 other organisations we went to failed. We were provided with excellent customer service, phones answered and emails actioned both in and out of hours in a quick time frame, again excelled where others have failed. Would recommend and would use again."

Anna Viggers

"Fantastic service, Chris helped us get a mortgage decision within days, he followed us through out the purchase process and kept us in the loop. We will definitely be using FC on our next purchase. Thank you from all at Utility Pro's"

Utility Pro's

"Very impressed with the service I received. CHRIS was very professional and ensured I was kept up to date as to what happening on a regular basis. Could not fault the whole process. Thank you"

Colleen Marsden

"Chris and Clive at 1st Commercial Funding were so supportive of my venture and guided me through the whole process of buying and setting up my business. I would not hesitate to use them again myself or recommend them to someone."

Helene England

"Great team who found a couple of solutions for us in loan options on a property which isn't run of the mill/standard. In sourcing a solution we mostly worked with Chris Thomas who was determined to find a competitive solution tailored to our needs. He delivered where 3-4 other organisations we went to failed. We were provided with excellent customer service, phones answered and emails actioned both in and out of hours in a quick time frame, again excelled where others have failed. Would recommend and would use again."

Anna Viggers

"I am more than sattisfied with the help and commitment Chris and Clive gave me! They did more than what was requiered with great patience and professionalism. Thank you"

Davide Ciannella

"I was recommended 1st Commercial Funding by an Asset Broker we have used many times and having agreed the fee which was paid when the commercial mortgage offer was received I cannot overstate how impressed I was with the chasing and communication by Chris to get the mortgage through, would definitely recommend them for commercial funding - thank you very much for help."

Andy Williams

"Chris was helpful and efficient, would not hesitate to use their services again."

The Farmers Butcher

"Amazing service........very professional! They were there every step of the way with help and advice. Would never have made it through without their guidance and support."

Jayne Daniel

"Chris and Clive are experts at getting buy-to-let mortgages sorted out and provide a very friendly and professional service. They are patient and know the ropes and thus they provide advice which is invaluable."

John Jezewski

"Excellent work from Chris and the gang. Would definitely recommend these guys for a speedy and efficient and very reliable service. Any problems or questions I had to ask, they were on the end of the line immediately.....well done guys.....will definitely be using you again in the near future."

Michael Cockburn

"Top marks to Clive & Chris for finding us a financial solution when all others failed. They worked tirelessly to find us a product and continually kept us updated with both progress and sound advice. We would not hesitate to use their services again and to recommend them to others. "Proper job" as we say in Cornwall."

Linda Cool Benz

"I am a small business and was struggling to get advice on a business mortgage for my Bed & Breakfast. I resorted to Googling for advice and came up with 1st Commercial Funding. I was apprehensive never having dealt with the company before but right from the start they were upfront and honest. For a small business they were not cheap but they were worth every penny. The mortgage process took a lot longer than anyone anticipated but this was the fault of the mortgage company and not 1st Commercial Funding who stayed with me throughout the process. They phoned me frequently to keep me updated and kept on top of the mortgage company to make sure things proceeded. I couldn't have done this without them and would definitely recommend them and a special thanks to Chris Thomas."

Pam Middlemast

"My Company was looking to arrange invoice factoring and I decided to try 1st Commercial Funding as they were local. They searched the whole marketplace and we whittled it down to 4 contenders, we finally went with a specialised bank which best suited our needs. 1st Commercial Funding did not charge us for this service and after 4 months this has proved to be a major success for our business. Fantastic service and they were true to their word, I still hear from them every month to ensure that we are still happy with our provider. A big thank you to Chris and Clive for doing all the initial legwork and helping us through what appeared to be a daunting task. I would not hesitate to recommend their Commercial booking services."

S Mason

"I have been dealing with First Commercial Funding for the past few years and thus far I've been impressed with their work and attention to detail. Their communication throughout the process has been great. If you leave a message they get back to you straight away. I would highly recommend the team. Kind regards, Mr Gill."

Kulvinder Gill

"Chris was totally fantastic, no question or issue was too small for him. There was no difference in service from before we paid to after. His support is best displayed by the occasion he took my call whilst out walking his dog! I would not limit the level of recommendation for 1st Commercial, particularly if, as we were, you are a first timer into the world of business loans. THANKS CHRIS... you're a star - Dave and Lois!"

Dave Clay

"Yet again Clive and Chris have provided with an outstanding professional service. They support and guided us through very difficult financial circumstance due to COVID-19 and the Lockdown. Clive and Chris not only guided us through the successful application for the Business Interruption Loan, but also provided a wealth of knowledge and financial advice and support to keep us afloat. We would have no hesitation in recommending 1st Commercial Funding Limited and would always feel 100% confident in using their services again!"

Beverley Atkins

"Chris and Clive at 1st Commercial Funding provided an exceptional service throughout what was a highly complex funding requirement. Their clear understanding of the finance market has meant that they could provide the right advice on every occasion. 1st Commercial turned an impossible situation into a possibility and reality, achieving nothing short of a spectacular finance package for our business! I have no hesitations in recommending 1st Commercial."

David Stoner

"Excellent service from first contact to completion of our commercial mortgage. Chris procured a terrific deal for our business and kept us constantly informed throughout the process. Can definitely recommend FC Funding to anybody in need of a little help and sensible advice along the way. Thanks again."

Lou & Trevor, Clarence Dene B&B

"After my long term bank let me down, despite claiming they 'support' businesses, 1st Commercial came to my rescue and found me a lender. They then doggedly chased me and the lender through to approval and as a result I am now the proud owner of an established and successful business. I have no hesitation in recommending them. Thanks Chris and the team at 1st Commercial"

Carl Jansen

"We found the services of Chris at 1st Commercial Funding Ltd extremely efficient and professional. They worked very hard for us to secure our commercial mortgage and saw the process through to the end as we were on a tight time frame. We would recommend them."

Karl Cheshire, Lascom Communications

"These guys know what they are on about. I have no hesitation in recommending First Commercial Funding. They sourced a competitive deal and assisted with business planning. They gave practical insightful guidance at every stage of a very long and difficult transaction to buy our beautiful B&B. When a variety of problems were encountered, they were there with steady reassuring help. They know their business inside and out and it has been a pleasure to work with them."

Janette McSkimming

"Exhaustive work from Chris and Clive meant that after a lot of indepth work and investigation, they got me a loan perfectly suited to mine and my companies needs. Cannot thank or recommend them enough"

Alan Kenney

"5 Star service, from start to the finish. Big thank you to Chris and Clive for all your help & support throughout the whole process, would strongly recommend their services to everyone."


"Chris worked tirelessly to secure the right product for our business. We would have no hesitation in using First Commercial Funding for any future requirements."

Karen Eddy, SC4 Limited

"Just to let you know that we received our registration certificate from the Commission this afternoon. We are now a licensed Nursing Home ready for trading. Mel and I wish to thank you and all the team at FC Funding for all the support and hard work you put into making this a reality."

John & Mel, The Fairhall Nursing Home

"I would just like to say thank you to all at First Commercial Funding for your kind and professional help. Any problems were swiftly sorted out and my application was back on track. I had to do very little paper work and all was handled by FC Funding for me. I will definitely use you again and recommend you to anyone."

C Manani Gregorys

"First Commercial Funding are really committed to getting the job done. I now own a very prestigious restaurant and looking forward to accomplish a food chain and definitely with the assistance of First Commercial Funding!"

M N Riaz, Mahi Grill And Restaurant

"I would recommend every borrower to go through the FC Funding as they fast, reliable and trustworthy. I went through every possible way to arrange lending but couldn't find easier way than FC Funding. I am glad that there is someone, who does what they say."

Magna Amin, Woodmansterne Post office

Some of our Lending Partners