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Commercial Lenders You Can Rely On

We've made it happen for hundreds of business owners around the country, helping to source commercial mortgages and lending solutions that have allowed their business to grow and succeed. Don't just take our word for it, take a look at the positive feedback we've received from happy customers just like you. Find out more about how we can help with your commercial funding, call  01202 937880.


"We met Chris and the team as part of our purchase of a commercial property. Right from day 1 Chris was great at helping us, coming back promptly to us on calls and generally being an amazing support through our conveyancing. Where other parties were often slower and challenging to contact, Chris remained constantly on hand to help us right throughout the year. We would definitely recommend FC Funding to others and we were so glad to have their support in our purchase."

James Theaker

"Had an amazing experience with our commercial mortgage process with Chris. We were recommended to FC Funding and glad we took it. Chris were in touch with us throughout the entire process giving us updates from start to finish. Very responsive and professional. Highly recommended! Looking forward to do more business in the future. Once again thank you Chris and Clive!"

Hamit Kircal

"The service was professional and supportive from start to finish. Chris kept me up-dated with progress, was always ready to provide advice and secured a good deal with a leading bank. I will certainly work with Chris again."

David Newman

"We highly recommend and praise Chris for his expertise and professionalism from start to finish. His patience, fast responses and friendly service is very accommodating. Absolutely no hesitation in recommending FC Funding to anyone who needs commercial borrowings. We must meet up once our new venture is up and running, would love to thank you in person, will keep you updated!"

Anthony Yuen

"Great company to deal with. Chris was always on the phone updating us on our application and was easy and professional to deal with. Would highly recommend this company and will definitely be using them again in the future."

Darren Harper

"Clive and Chris provide a very personalised service, that delivers. Initially I was concerned about paying a fee, as I never do that! But for some reason they seemed genuine and I was pleased I took the leap of faith. I've had many discussions with brokers, before finding FC Funding and they delivered where others simply wasted my time and made the process efficient and fast. I totally recommend them for all your finance needs."

Stephen Duncombe

Escape Holiday Cottages Logo

"Not really sure how I can accurately empathise the satisfaction we received from from Chris & FC Funding. We have just completed on a deal that enables us to exit our current deal and almost halving our interest rate. This alone was worth the commission paid in just one year; but furthermore the deal enables us to finished planned work to grow our top line. Ours was not a straight forward case by any stretch but Chris took it and delivered and we will always be grateful to him for that. Highly recommend FC Funding to anyone who may feel they have little options, as did we!!"

Escape Holiday Cottages

"First rate service, commercial mortgage process took 12 months due to Covid and lenders continually changing the goalposts but Chris and Clive at FC Funding kept their eye on the ball and helped us through a nightmare to a successful conclusion. I couldn't speak more highly about this company both professionally and ethically. After dealing with several non-interested brokers over the years, FC Funding were a very refreshing change. Thanks guys - Andy and all of the staff at Cotswold Merrymouth"

Andrew Joyce

"Absolutely first class service from Chris. Highly recommended and I would never consider using anyone else. Brilliant!"


"I've just used Chris at First Commercial for the first time to help finance a commercial building. I was highly impressed with both the attention and professionalism I received for what was a relatively small transaction. I will certainly use First Commercial again for future funding requirements and would highly recommend their services."

Simon Ewin

"Chris and Clive could not have been more positive or helpful and I would have no hesitation recommending FC Funding. Kept me informed throughout and for me the service was better than 5 star."

David Kruge

"My case was a real challenge and just as I was about to give up hope I stumbled upon Chris at First Commercial. The service provided from start to finish was fantastic and I would recommend him and his company to anyone. Knowledgeable, professional, friendly, resilient are just some of the words I would use to describe the service received. If you are looking for any help with a commercial mortgage then use Chris."

Russell Potter

"We approached First Commercial Funding from a Google Search as we required a small commercial mortgage to top up a commercial property purchase. From the start of the process to completion of the purchase Chris and Clive provided excellent service. The rate on the loan was the most competitive from a high street bank and the fee from FC Funding was also very competitive. Chris and Clive followed the process thoroughly through to the end and beyond always making sure everyone was on track. I will use them again and I would highly recommend them."

Andy Rutley

"As an expanding company we urgently needed to secure our own business premises to run our operations from, we made contact with 1st Commercial and it has been the easiest smoothest and most effective process we have been through in recent times. With no fuss and a positive approach to all aspects of securing funding to enable us to purchase the perfect property as quickly as possible. The team at 1st Commercial are always available at all times by phone or email and gave us 100% support throughout the whole business transaction. We are just finishing work on our new offices and looking forward to a bright future. We can't thank 1st Commercial enough and highly recommend them."

Dawn Fraser, Mark Simmonds Planning Services Ltd

"Clive and particularly Chris went out of their way tirelessly to get what was a challenging re-mortgage caused by external factors created by other organisation environments. They never gave up and wouldn’t hesitate to use them again. Choosing the right people is a massive challenge for everyone but thankfully the bit of luck we needed we found with these guys. If you are looking at this review and comparing it with another firm. Trust me you’d be hard pressed to find better than Chris. Well done Chris and all at FC Funding"

Cam Rickerby Music

"Chris and Clive at FC Funding managed to secure me a commercial mortgage when all others failed. Professional, courteous and always at the end of the phone for any questions. I can't recommend them enough. Give FC Funding a call, you won't regret it."

Lee Pearce

"Chris & Clive were extremely helpful and supportive throughout the process and were always at the end of the phone or email for all our questions, no matter how small. I would certainly recommend them and they are now our go-to mortgage brokers."

Mark & Emma

"FC Funding a professional organisation and had much patience with us. We had a personally turbulent year and this caused delays in answering important questions. Thanks to the FC team we completed and things are running smoothly. Would recommend their services"

Ceilia Gresswell

"Just to say big thank you to Chris Thomas and Clive for helping me get the freehold for the property I wanted for a while, the service and after service we received was impossible to explain in one review. Everything was done by the phone and email, we didn't even meet up for cuppa, because of the distance and the time availability. It's unbelievable how polite and professional these people are. Thank you very much."

Kadrin Uv

"Highly recommend Chris Thomas he stuck with us till the very end. Great service."

Wendy Barker

"I approached FC Funding as I needed help in getting a commercial mortgage for my shop where I run ,a small beauty salon. Chris was really helpful from the start, explaining the process to me at every stage and finding the right mortgage at a good rate. He stayed in touch with regular calls and emails and answered many queries with much patience! I really couldn’t have done it without their knowledge in this field. I wouldn’t hesitate to recommend FC Funding if you’re looking for a commercial mortgage and have in fact given a friend their details just today."

Alexis Weatherley

"Great company to deal with. Chris gave us regular updates throughout our mortgage application and was very professional. Would use their services again no problem."

Bradley Devlin

"Excellent Service , put me in touch with the right lender and made the process feel effortless. They helped make our dream purchase a reality. Highly recommended for Chris Thomas"

Stu RMD Kwikform

"I was very impressed with the service and the professionalism of this company. They were able to find me the right mortgage with the right rate I wanted. Both Clive & Chris were fantastic and so easy to speak to. I would recommend this company in a heartbeat."

Christian Shepherd

"I was very impressed with Chris's service. Chris is very easy to talk to and he has selected the best deal to suit my need. I would recommend FC Funding to anyone who needs a commercial mortgage."

Haoyuan Jiang

"The service we received from Chris Thomas was highly professional. He advised us on our new business with a reputable bank. Much thanks."

Richard & Steph

"We needed a commercial mortgage to expand our self catering holiday business and extend into Bed & Breakfast. Having struggled to secure a mortgage, we then came across FC Funding. Reading their reviews we contacted them and dealt with Chris and Clive. They were professional and informative. Within just over a month we had a commercial mortgage offer on the table. Our situation was very complicated as boundaries and deeds needed to be sorted but after 6 months we now have our mortgage. We could not have done this without FC Funding. Thank you Chris & Clive for all your help. We would not hesitate to recommend you."

Pete & Anita

"We contacted FC Funding after having a disappointing result with our existing lender. We needed to extend our current mortgage for a further 5 years and our end of term current mortgage was due to expire. A worrying time to say the least. We'd spoken to several brokers who all seemed to think our case was too difficult. FC Funding made the process simple and immediately gave us confidence that we were dealing with an experienced and professional organisation. We successfully completed our refinance application for £450,000.00 and would like to give a big thankyou to Chris and Clive. We would have no hesitation in recommending FC Funding. Many thanks once again."

John & Mary Mercer

"I would recommend Chris and Clive for commercial lending requirements due to the knowledgeable and professional approach they both have. Whilst the nature of our development was complex they guided and managed the journey excellently. They handled the difficult aspects well and did everything in their power to drive the deal through to completion. I would use them again without hesitation"

David Jones

"I would like to thank FC Funding for their fast response in organising the right financial support and would not hesitate to recommend them."

Brian Justice

"Great team who found a couple of solutions for us in loan options on a property which isn't run of the mill/standard. In sourcing a solution we mostly worked with Chris Thomas who was determined to find a competitive solution tailored to our needs. He delivered where 3-4 other organisations we went to failed. We were provided with excellent customer service, phones answered and emails actioned both in and out of hours in a quick time frame, again excelled where others have failed. Would recommend and would use again."

Anna Viggers

"Fantastic service, Chris helped us get a mortgage decision within days, he followed us through out the purchase process and kept us in the loop. We will definitely be using FC on our next purchase. Thank you from all at Utility Pro's"

Utility Pro's

"Very impressed with the service I received. CHRIS was very professional and ensured I was kept up to date as to what happening on a regular basis. Could not fault the whole process. Thank you"

Colleen Marsden

"Chris and Clive at 1st Commercial Funding were so supportive of my venture and guided me through the whole process of buying and setting up my business. I would not hesitate to use them again myself or recommend them to someone."

Helene England

"Great team who found a couple of solutions for us in loan options on a property which isn't run of the mill/standard. In sourcing a solution we mostly worked with Chris Thomas who was determined to find a competitive solution tailored to our needs. He delivered where 3-4 other organisations we went to failed. We were provided with excellent customer service, phones answered and emails actioned both in and out of hours in a quick time frame, again excelled where others have failed. Would recommend and would use again."

Anna Viggers

"I am more than satisfied with the help and commitment Chris and Clive gave me! They did more than what was required with great patience and professionalism. Thank you"

Davide Ciannella

"I was recommended 1st Commercial Funding by an Asset Broker we have used many times and having agreed the fee which was paid when the commercial mortgage offer was received I cannot overstate how impressed I was with the chasing and communication by Chris to get the mortgage through, would definitely recommend them for commercial funding - thank you very much for help."

Andy Williams

"Chris was helpful and efficient, would not hesitate to use their services again."

The Farmers Butcher

"Amazing service........very professional! They were there every step of the way with help and advice. Would never have made it through without their guidance and support."

Jayne Daniel

"Chris and Clive are experts at getting buy-to-let mortgages sorted out and provide a very friendly and professional service. They are patient and know the ropes and thus they provide advice which is invaluable."

John Jezewski

"Excellent work from Chris and the gang. Would definitely recommend these guys for a speedy and efficient and very reliable service. Any problems or questions I had to ask, they were on the end of the line immediately.....well done guys.....will definitely be using you again in the near future."

Michael Cockburn

"Top marks to Clive & Chris for finding us a financial solution when all others failed. They worked tirelessly to find us a product and continually kept us updated with both progress and sound advice. We would not hesitate to use their services again and to recommend them to others. "Proper job" as we say in Cornwall."

Linda Cool Benz

"I am a small business and was struggling to get advice on a business mortgage for my Bed & Breakfast. I resorted to Googling for advice and came up with 1st Commercial Funding. I was apprehensive never having dealt with the company before but right from the start they were upfront and honest. For a small business they were not cheap but they were worth every penny. The mortgage process took a lot longer than anyone anticipated but this was the fault of the mortgage company and not 1st Commercial Funding who stayed with me throughout the process. They phoned me frequently to keep me updated and kept on top of the mortgage company to make sure things proceeded. I couldn't have done this without them and would definitely recommend them and a special thanks to Chris Thomas."

Pam Middlemast

"My Company was looking to arrange invoice factoring and I decided to try 1st Commercial Funding as they were local. They searched the whole marketplace and we whittled it down to 4 contenders, we finally went with a specialised bank which best suited our needs. 1st Commercial Funding did not charge us for this service and after 4 months this has proved to be a major success for our business. Fantastic service and they were true to their word, I still hear from them every month to ensure that we are still happy with our provider. A big thank you to Chris and Clive for doing all the initial legwork and helping us through what appeared to be a daunting task. I would not hesitate to recommend their Commercial booking services."

S Mason

"I have been dealing with First Commercial Funding for the past few years and thus far I've been impressed with their work and attention to detail. Their communication throughout the process has been great. If you leave a message they get back to you straight away. I would highly recommend the team. Kind regards, Mr Gill."

Kulvinder Gill

"Chris was totally fantastic, no question or issue was too small for him. There was no difference in service from before we paid to after. His support is best displayed by the occasion he took my call whilst out walking his dog! I would not limit the level of recommendation for 1st Commercial, particularly if, as we were, you are a first timer into the world of business loans. THANKS CHRIS... you're a star - Dave and Lois!"

Dave Clay

"Yet again Clive and Chris have provided with an outstanding professional service. They support and guided us through very difficult financial circumstance due to COVID-19 and the Lockdown. Clive and Chris not only guided us through the successful application for the Business Interruption Loan, but also provided a wealth of knowledge and financial advice and support to keep us afloat. We would have no hesitation in recommending 1st Commercial Funding Limited and would always feel 100% confident in using their services again!"

Beverley Atkins

"Chris and Clive at 1st Commercial Funding provided an exceptional service throughout what was a highly complex funding requirement. Their clear understanding of the finance market has meant that they could provide the right advice on every occasion. 1st Commercial turned an impossible situation into a possibility and reality, achieving nothing short of a spectacular finance package for our business! I have no hesitations in recommending 1st Commercial."

David Stoner

"Excellent service from first contact to completion of our commercial mortgage. Chris procured a terrific deal for our business and kept us constantly informed throughout the process. Can definitely recommend FC Funding to anybody in need of a little help and sensible advice along the way. Thanks again."

Lou & Trevor, Clarence Dene B&B

"After my long term bank let me down, despite claiming they 'support' businesses, 1st Commercial came to my rescue and found me a lender. They then doggedly chased me and the lender through to approval and as a result I am now the proud owner of an established and successful business. I have no hesitation in recommending them. Thanks Chris and the team at 1st Commercial"

Carl Jansen

"We found the services of Chris at 1st Commercial Funding Ltd extremely efficient and professional. They worked very hard for us to secure our commercial mortgage and saw the process through to the end as we were on a tight time frame. We would recommend them."

Karl Cheshire, Lascom Communications

"These guys know what they are on about. I have no hesitation in recommending First Commercial Funding. They sourced a competitive deal and assisted with business planning. They gave practical insightful guidance at every stage of a very long and difficult transaction to buy our beautiful B&B. When a variety of problems were encountered, they were there with steady reassuring help. They know their business inside and out and it has been a pleasure to work with them."

Janette McSkimming

"Exhaustive work from Chris and Clive meant that after a lot of indepth work and investigation, they got me a loan perfectly suited to mine and my companies needs. Cannot thank or recommend them enough"

Alan Kenney

"5 Star service, from start to the finish. Big thank you to Chris and Clive for all your help & support throughout the whole process, would strongly recommend their services to everyone."


"Chris worked tirelessly to secure the right product for our business. We would have no hesitation in using First Commercial Funding for any future requirements."

Karen Eddy, SC4 Limited

"Just to let you know that we received our registration certificate from the Commission this afternoon. We are now a licensed Nursing Home ready for trading. Mel and I wish to thank you and all the team at FC Funding for all the support and hard work you put into making this a reality."

John & Mel, The Fairhall Nursing Home

"I would just like to say thank you to all at First Commercial Funding for your kind and professional help. Any problems were swiftly sorted out and my application was back on track. I had to do very little paper work and all was handled by FC Funding for me. I will definitely use you again and recommend you to anyone."

C Manani Gregorys

"First Commercial Funding are really committed to getting the job done. I now own a very prestigious restaurant and looking forward to accomplish a food chain and definitely with the assistance of First Commercial Funding!"

M N Riaz, Mahi Grill And Restaurant

"I would recommend every borrower to go through the FC Funding as they fast, reliable and trustworthy. I went through every possible way to arrange lending but couldn't find easier way than FC Funding. I am glad that there is someone, who does what they say."

Magna Amin, Woodmansterne Post office

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