Your leading commercial finance brokers in the South
We guarantee a tailor-made package to suit your requirements
If you’re considering an owner occupied commercial mortgage, read our answers to the questions we often get asked to help you understand what’s involved. If you’d like more information or have a question that isn’t listed, please contact FC Funding on 01202 937880 and one of our experienced commercial mortgage advisors will be happy to help.
An owner occupied mortgage is a special type of mortgage for those who want to buy a property to run their business from.
As lenders tend to look favourably on mortgages for those who want to occupy the property for their own business, they usually offer a loan to value of around 70-75%. With the help of the experienced mortgage brokers at FC Funding, we can get this up to around 80%.
Lenders tend to offer better loan to value rates for owner occupied mortgages and the interest rates they charge can be significantly lower than on standard mortgages. The term of the mortgage can be longer too which helps lower repayments.
Owner occupied mortgage lenders will often base their offers on the status of the client, the trade they are in, and the performance of the business. The loan to value is usually based on the value of the property but sometimes this can be based on the full business appraisal.
Owner occupied mortgages are available across a wide range of commercial properties, from retail units and hotels to industrial sites and offices to veterinary clinics and farms.
FC Funding combines years of experience, insider contacts and unrivalled know-how to scour the market to find you the very best deal on your owner occupied mortgage that’s tailored to your needs. To find our more, call us on 01202 937880 today.
FC Funding is one of the leading commercial brokers and commercial mortgage lenders in the country and our wide-ranging expertise means we can guarantee a tailor-made package to suit your requirements. We have helped hundreds of business owners all over the UK find the right funding to grow their company – find out more from our testimonials.
Our owner occupied commercial mortgage brokers can source a mortgage tailored to you with the very best rates.
Arranging a commercial property mortgage can be a complex process but our advisors are experts and can break down every detail of your mortgage and give you the best advice.
If you would like clear, independent and impartial advice on the best commercial property finance products, please phone us on 01202 937880 for further information or complete our quick enquiry form.