Business finance solutions for the rural community, we cater for farms, land, small holdings, country homes, ties, diversification, rural businesses, recreation, equestrian, barns, self builds, buy to lets and unusual rural properties and many more.

Country Homes

• For rural property with land, buildings and agricultural restrictions
  
  
• Tailor made service for the rural buyer where many country home purchases do not fit standard residential mortgage criteria
  
  
• Interest only available for up to 2 years
  
  
• Loans available up to 25 years

Farms and Estates

• Interest only available for up to 25 years for strong applicants
  
  
• Capital and Interest roll-ups also available for up to 5 years
  
  
• Working farms/part time farmers/lifestyle requests all considered
  
  
• Income considered from farm/off farm and all available sources

Farm Diversification

To include farm shops, holiday lets, leisure and recreational projects
Up to a 25 year term
Interest only available for up to 5 years
All types of projects considered

Restructuring/Refinancing

• Secured on rural property or land
• Available for consolidation exercises, equity release or simply for those wishing to benefit from our competitive rates, flexible approach and our specialist lender that understands the nature of the rural economy
• Interest only as Farms and Estates

Golf Courses

• 15-20 year term
• Interest only available for up to 2 years
• Established member or proprietor clubs
• Seasonal payments available

Equestrian

Livery, specialised yards, riding schools, racing stables, farm diversification
Up to 25 years term
Interest only available for up to 5 years

Commercial Investment for Rural Commercial and Retail Properties

• Including office accommodation, storage, light industrial, etc
• Up to 25 year term
• Interest only for up to 5 years for strong applicants
• A formal Commercial Lease should normally cover the term of loan